If your new to the sport avoid spending loads on a high end board and bindings. Yes you'll look great stnding at the dock with the latest gear but it won't help your riding by trying to learn on an aggressive board.
As for boats it depends on whether your a lake or coastal rider. I'm guessing your from the states so you'll most likely have a lake to ride on. In that case $10,000 will get you a nice nautique, mastercraft, supra or similar which will be ideal for your needs.
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Keeping it real for the east coast massive.
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